Home  »  Banking  »  Credit Cards  »  ICICI Credit Cards
ICICI

ICICI
Credit Cards

Select Bank

In 1998, the ICICI Bank for the first time proposed to bring credit cards to the large, underserved population in both semi-urban and rural areas of India.?In 2001, the ICICI Bank along with BPL Mobile entered into a tie-up to launch a co-branded credit card and thus the ICICI Bank-BPL Mobile Credit Card was launched.?ICICI Bank launched Drivesmart Credit Card for transporters in 2002. In 2003, the ICICI Bank acquired the credit card division of Tata Finance.?During 2004, the ICICI Bank’s credit cards cross two million mark. During the same year, the bank along with Mohun Bagan launch co-branded credit card.?In 2005, the bank overtakes Citibank in terms of credit card business with the sale of 3 million credit cards over Citibank’s 2.5 million credit card sales.

List of ICICI Credit Cards

About ICICI Bank

The ICICI Bank stands for Industrial Credit and Investment Corporation of India Bank, is India’s biggest private sector bank.

It is a multinational banking and financial services company. It is headquartered in Mumbai, Maharashtra State. Its registered office is located in Vadodara.

ICICI was constituted during the year 1955 at the initiation of the World Bank, the Government of India and representatives of the Indian industry with a principle objective to create a development of a financial institution for providing medium and long-term project funding to Indian business.

The ICICI Bank was initially promoted in the year 1994 by ICICI Limited. The ICICI Bank was the wholly-owned subsidiary of ICICI Limited, an Indian financial institution.

ICICI Bank has total consolidated assets of Rs 9,860.43 billion as of March 31, 2017. It has a network of 4,850 branches and 14,164 ATM’s in India. It has its presence in 18 countries other than India.

ICICI Limited’s shareholding in ICICI Bank was brought down to 46% through a public offering of shares in India during 1998 and an equity offering in the form of American Depositary Receipts (ADRs) listed on the New York Stock Exchange (NYSE) during 2000.

During 1999, ICICI Bank became the initial Indian Company and the first bank from a non-Japan Asia to be listed on the New York Stock Exchange (NYSE). In the same year, it changed its name from ICICI Banking Corporation Limited to ICICI Bank Limited on September 10, 1999.

In 2001, ICICI Bank acquired Bank of Madura Limited in an all-stock amalgamation deal. It sold an additional stake to institutional investors through secondary market sales in 2001-2002.

Features of ICICI Credit Card

The following are the features of ICICI Credit Card

? Auto Debit Facility – ICICI Credit card provides Auto Debit Facility for credit cardholders who have an account with ICICI Bank. You will have an added convenience of paying bills either the minimum amount due or the total amount due directly to credit card account through your bank account.

? Cash Advance – ICICI Credit Card provides cash withdrawal facility 24 hours a day from any VISA or MasterCard participating member bank ATM using card holder's APIN, with this facility one will never be broke. A fee of 2.5% will be levied for every transaction up to a minimum of Rs 300. In addition to the transaction fee, an interest will also be charged from the date of transaction till the date of repayment.

? Self-Set Limit – ICICI Credit card provides you to pre-define your own credit limit. You can request a lower limit than what you are actually eligible for. The user can preset the monthly spending limits regularly.

Any kind of transaction over the set spend limit will be declined. The monthly spending limit can be reset during every billing cycle by calling the customer care and placing the request with the customer care executive. The spending limit will be changed online and the same will come into effect from the next billing cycle.

? Click to Pay – ICICI Credit card provides click to pay opportunity, the user can now use the available Net Banking or Debit Card to make ICICI Bank loan outstanding payments or pay ICICI Bank’s Credit Card bills.

? Mobile Alerts / E-mail Statement – The Statement Online facility provided by ICICI Bank for credit card holders is a very simple, yet powerful and convenient way to view the credit card statement details online without any postal delays. The mobile alerts from ICICI Bank will provide the information about the credit card even when you are on the move. If the cardholder has any payments due against the credit card account, then you will receive an alert five days before the due date relating to the total due amount, minimum due amount and payment due date for the respective credit card account.

Benefits of ICICI Credit Card

The following are the benefits of using an ICICI Credit Card:

?? Easy Access to Money – With the advent of Credit Card, the cardholder can have easy access to money without facing any hassles. One need to carry the card with them all the time instead of cash. This will eventually reduce the qualms of withdrawing the money every time either from bank’s branch account or through ATM’s.

? Rewards – The credit card provides reward points for the cardholder. The bank will have tie-ups with the leading brands ranging from dining to shopping. The user of the card can buy products or render the services and make payment using a credit card to avail the cashback benefits apart from the redemption of points during every purchase.

? Internet Banking – The ICICI Credit card related information can be obtained via internet banking facility. The user can make transactions like accessing the account information both for the current and last month’s statement, can view the payment status, check the monthly statement. It also enables the user to request for a duplicate PIN, can change the address of communication, can order for the draft facility, give auto debit instructions, can request for an add-on card facility as well.

? Payments Option – The ICICI Credit cardholder can pay the credit bill either through cash or using cheque or internet facilities or through the phone. This saves the time of the credit cardholder. It also encourages the user of the credit card to increase the total number of transactions.

ICICI Credit Card Reward Points

ICICI Rewards Programme, get more out of your money every time you shop. With ICICI Rewards Programme shop more and earn more which gives you a wide range of redemption options including jewellery, fashion accessories, garments, home appliances, electronic equipment, cosmetics, gift vouchers, airline miles and donation to charities. Scroll down and get to know about ICICI Rewards Programme.

Rewards catalogue with ICICI Credit Card Reward

  • Spent a minimum of Rs 100 on utilities and insurance with ICICI Platinum Chip Card-Visa credit card and get 1 PAYBACK points
  • Spent a minimum of Rs 100 on other categories with ICICI Platinum Chip Card-Visa credit card and get 2 PAYBACK points
  • Spent a minimum of Rs 100 on utilities and insurance with ICICI Bank Coral Contactless Card and get
  • 1 PAYBACK point
  • Spent a minimum of Rs 100 on other categories with ICICI Bank Coral Contactless Card and get
  • 2 PAYBACK point
  • Spent a minimum of Rs 100 on domestic transactions with ICICI Bank Sapphiro MasterCard Credit Card or ICICI Bank Rubyx MasterCard Credit Card and get 2 PAYBACK points
  • Spent a minimum of Rs 100 on international transactions with ICICI Bank Sapphiro MasterCard Credit Card or ICICI Bank Rubyx MasterCard Credit Card and get 4 PAYBACK points
  • Spent a minimum of Rs 100 on domestic transactions with ICICI Bank Sapphiro Platinum American Express Credit Card or ICICI Bank Rubyx Platinum American Express Credit Card and get 3 PAYBACK points
  • Spent a minimum of Rs 100 on international transactions with ICICI Bank Sapphiro Platinum American Express Credit Card or ICICI Bank Rubyx Platinum American Express Credit Card and get 6 PAYBACK points
  • Spent a minimum of Rs 100 with ICICI Bank Carbon and get 2 PAYBACK points

ICICI Credit Card Apply

An individual can apply for ICICI Credit card either through online or by visiting the nearby bank branch.

ICICI Credit Card Apply Online

? The customer can visit the official website of ICICI Bank and click on ‘Product Option’ on the homepage.

? Select the ‘Credit Card’ option post which the prospective customer can go through the various credit card options based on the minimum annual income of the individual that is the required aspect to possess a credit card and check other features such as travel, lifestyle and so on.

? Once the desired card is chosen, now the applicants can move on to the next step by selecting the ‘Apply Now’ option after which they will be directed to a new page.

? Based on if the individual is an existing or a new customer, the application form will be presented which has to be filled by providing the required details.

? Finally, based on the eligibility criteria of the customer, the bank may or may not grant the credit card to the customer.

The customers can also apply for a credit card by sending an e-mail directly to the ICICI Bank.

ICICI Credit Card how to apply - offline?

The individuals can apply for credit card with ICICI Bank via offline by visiting the nearest branch of ICICI Bank. The applicants have to fill in the application form provided by the bank executives to secure a credit card and have to submit the required documents as mentioned in the application. If they meet the eligibility criteria, then the bank will provide the credit card to the customer. The decision to provide the credit card to a customer is solely based on the bank's discretion.

Customers can also procure credit card by placing a call to the customer care of ICICI Bank which is operational 24X7.

Eligibility Criteria to apply for ICICI Credit Card

An individual should satisfy the below-mentioned criteria to secure a Credit Card with ICICI Bank

1. Should not be younger than 23 years at the time of submitting the application.

2. Minimum age of the add-on cardholder is 18 years.

3. Should have a monthly salary of Rs 20,000

4. If the individual is self-employed, then the minimum annual income must not be less than Rs 3 lakhs.

5. Should have good CIBIL Score.

Important Documents Required for ICICI Credit Card

? PAN Card

? Passport size latest photograph

? Address Proof – Passport, Driving License, Rental agreement, Flat maintenance bill (two months – latest and previous month), Phone Bill (two months – latest and previous months), Electricity Bill (two months – latest and previous month).

? One Identity Proof issued by the government of India – Election Voters ID, Driving License, Aadhaar Card, Passport, Ration Card.

? Proof of Income – Last 3 months salary slip or last 3 months bank statement, Form 16, Audited financials for at least last two years for self-employed individuals.

ICICI Credit Card App

The ICICI Mobile Banking App known as iMobile app is the most convenient, comprehensive and secure for mobile banking application which offers various banking and information services on the day to day basis handily from your smartphone. The ICICI Credit Card app is available for iOS and Android users.

One can download the app and enjoy the experience of banking on the go. Download or SMS iMobile to 5676766 to get the download link.

Features of iMobile includes

  • Hotel Bookings: Use the iMobile app to book hotels.
  • Flight Ticket Bookings: Use iMobile app to book flight tickets.
  • Rail Ticket Bookings: Use iMobile app to book rail tickets.
  • Local Deals: Use iMobile app to get the best local deals.
  • iDirect: Manage the Demat portfolio from your phone using iMobile app.
  • Expressions Debit Card: Personalize your debit card as per your choice with several options.
  • Buy Life Insurance: Experience a quicker and easier way to get insured using iMobile app.

Why should one choose ICICI Credit Card?

? Exceptional Features – ICICI Bank provides its customers a wide array of credit cards, tailored to meet the requirements of today’s digitized era.

? More Benefits – The Credit card offered by the ICICI Bank comes with a wide range of features and benefits ranging from holidays, hotel, airline, travel, fuel, movies, wellness, dining and so on.

? Special Cards for NRIs- ICICI Bank not only provides credit card facilities to the Resident Indians, the credit card facility is extended even for the Non-Resident Indians (NRI).

? Easily Accessible – It is very easy to secure an ICICI Bank’s Credit Card, the prospective customers have to walk into the nearest bank branch, submit all the required details and get the card delivered to your doorsteps within a short period of time.

? Valuable Customer Support – The ICICI Bank’s credit card division provides good customer support to the cardholders. The strong customer care support will help you to clarify any query or concern- just by dialing the number or sending an email.

ICICI?Credit Card Bill Payment

ICICI Bank has introduced a facility known as Bill Payment to help the customers make online payment of bills including telephone, mobile, electricity, insurance and so on. The bank has a tie-up with more than 250 billers to help the customers to pay the bill online without facing any hassles.

One needs to have any of the following

- ICICI Bank Account

- ICICI Bank Credit Card (available only for select billers)

What are the different biller categories?

There are three categories of billers on the basis of how the cardholder pay their bills:

Presentment Type: For these billers, the bills are presented on the bank’s website and one can go and check them online. Once you register for a presentment type biller the details will be sent to the biller and whenever the bill is generated (which will be the next billing cycle from the registration date), it will be presented on the bank’s website and you can make the payment.

It takes a minimum of 30 days after the registration by the cardholder for the completion of the registration process and hence one cannot pay the bill immediately after registration.

The physical form of bills will also be delivered as per the norms.

Payment Type: For these billers, one can pay the bill immediately after registering for them. The bills for these will not be presented online and the cardholder has to enter the payment amount while making payment.

The cardholder will continue to receive bills in the physical form the biller as per the norms.

Shopping Mall Type: For this kind of billers, one has to go the shops (biller) website for paying the bills. They cannot be paid by first logging on to the bank’s website.?

ICICI Credit Card Payment through Debit Card

One of the options that can be achieved using both the online and offline platforms is to use a debit card to clear pending credit card due. ICICI Bank only accepts ICICI Debit Cards for bill payments. Only ICICI Credit Cardholders can pay through debit card, other applicants may have to choose a different paying form. The bank has launched an online service, titled ' Click to Pay, ' to allow credit card customers to clear their dues with their ICICI debit card. Cardholders can use the option to use their debit card or net bank account to make their credit card payments. The same facility may also be used to reimburse unpaid ICICI loans. In order to pay their card dues without authentication or net banking account, ICICI Credit Cardholders can use ' Click To Pay ' directly.

Steps for ICICI Credit Card Payment through Debit Card

  • Visit ICICI Credit Card site
  • Click on Online Services tab.
  • Click on Click to Pay for the further process
  • From the drop-down menu of Select Your Card Type, select ICICI Bank Debit Card.
  • Click on Proceed and you will be redirected to the new page.
  • Enter your credit card number, outstanding amount and click on Pay Now.
  • Now you will be redirected to the new page, enter your debit card details and click on Confirm.
  • Once the payment is complete you will see the transaction details on the screen.

Steps for ICICI Credit Card Payment with Debit Card at ATM

  • Visit your nearest ICICI ATM and insert your ICICI Debit Card to start the process
  • Select your preferred language and enter your debit card PIN.
  • Tap on More Options, from the main menu.
  • Now tap on "Loan / Credit Card Payment"
  • On the next screen, tap on ‘ICICI Bank Credit Card’
  • Enter your ‘Credit Card Number’ and tap on Yes
  • Enter the outstanding amount and tap on Yes
  • After the payment is done you will receive the transaction details on your registered mobile number.

ICICI Credit Card Status

Track your ICICI Credit Card Status either using the application number or using the date of birth of the applicant.?

ICICI Credit Card Application Status Using Application Number

Step 1: Visit the official web portal of ICICI bank

Step 2: Fill in the right side form on the page with your mobile number, date of birth, application number to proceed further.?

Step 3: Now click on the ‘Continue’ button

Step 4: Your ICICI Credit Card Application status will be displayed as soon as you hit the continue button if you have provided accurate information at the time of filling the form.?

ICICI Credit Card Application Status Using Date of Birth?

If the applicant does not remember the application number, then he/she can opt for using their respective date of birth to check the ICICI credit card application status

Step 1: Visit the official web portal of ICICI Bank.

Step 2: Now choose the asset portal of ICICI Bank

Step 3: Select the option ‘Track my application’ which can be seen on the right side of the portal

Step 4: Proceeding further fill in the form by providing relevant details including Date of Birth, Mobile Number.

Step 5: Click on ‘Send OTP’ option

Step 6: You will receive an OTP on your registered mobile number

Step 7: Now enter the OTP which you received on your phone in the provided field and click on ‘Continue’?

Step 8: Your application status will get displayed as soon as you hit the continue button, provided you have entered all the details accurately.?

How To Close ICICI Credit Card?

A cardholder can visit the nearest ICICI Bank and meet an executive and inform about the intention to close the existing credit card.

Fill in the details of Credit Card Closure Form and submit the same to the Branch Manager. Alternatively, download the form, fill it and send it to ICICI Bank Limited, Race Course Circle, Vadodara – 390007 or ICICI Bank Towers, Bandra-Kurla Complex, Mumbai – 400051. Once the process of cancellation is initiated, the cardholder should cut the respective credit card diagonally. The request will automatically lead to the termination of the add-on cards.

Termination of the credit card will be effective after payment of all amounts outstanding on the card account.

The cardholder has to mention the type of card – Primary/Add type of ICICI Bank’s Credit card which he/she wants to cancel. After submitting the request for cancellation the Phone Banking Officer will contact you within 3 working days on the registered phone number to confirm the cancellation. Your request will be processed within 7 working days after the officer contacts you.

Cardholders can also fill the Credit Card Cancellation Request Form which is available online and can submit the same to cancel the respective Credit Card of ICICI Bank. In case if you are re-trying the procedure, then you can check the status of the previous request as well.

The Cardholder can also call the Customer Care of the ICICI Bank and can cancel their credit cards at any point of time by calling the toll-free number 1800-200-8181, to initiate a request to cancel or close their respective credit card.

ICICI Credit Card Payment

The advancement of technology has helped the customers as well as banks to make use of credit card and make payments easily, quickly and without facing any hassles, on a real time basis.

The user can scan the QR code using any of the UPI enabled banking apps/ BHIM app to pay the ICICI Credit Card Bill Payment for?making the outstanding payment.

The following is the procedure used to pay the ICICI Bank Credit Card outstanding payment amount:

Step 1: Enter your respective credit card number twice and click on the verify button.
Step 2: Check thoroughly all the details populated on the screen for confirmation.
Step 3: Enter the amount which you intend to pay
Step 4: Click on Generate QR Code
Step 5: Login using any UPI enabled mobile banking app/ BHIM Application and scan the code
Step 6: Now proceed further to make payment in your UPI app.
Step 7: Now you will get a successful confirmation along with the transaction number on your mobile screen.

ICICI Credit Card Statement

The ICICI Credit Card Statement can be viewed by the users and can be viewed in the logged-in section.?

Visit the ICICI Bank’s official web portal with your User ID and password to view and download the credit card statement.?

The users can also dial up the ICICI Credit Card Customer Care to authenticate yourself and choose the ‘Self Banking’ option to get your User ID.?

ICICI Credit Card Online Payment

Procedure to pay ICICI Bank Credit Card outstanding balance via online in 4 simple steps:

Step 1: Selection of Bank

  • Select the bank from which you would like to make your ICICI Bank Credit card payment (ICICI partners with only some selected banks)

Step 2: Provide Credit Card Details

  • Now select your card type
  • Enter the 15/16 digit ICICI Credit Card number and the amount which you intend to pay
  • The user will be securely redirected to the payment interface of the chosen bank

Step 3: Confirm Payment

  • Now enter your authentication details which include the net banking user ID and password of your bank account and other relevant details.
  • Confirm your payment amount.
  • Your account will get debited instantaneously.

Step 4: Receive Online Confirmation

  • After successful completion of the transaction, you will receive a Transaction Reference Number.

ICICI Credit Card Bill Desk

ICICI Credit Card Bill Desk is an online platform to make your payments from any other bank account. Bill desk is the most popular and widely known platform for the person who does not have a bank account with ICICI Bank. Below given benefits make Bill Desk the most convenient way to pay or transfer money.?

Benefits of ICICI Credit Card Bill Desk

  • Bill Desk service allows you to track the status of all your current bills and payments.
  • With AutoPay feature your ICICI Credit Card pending dues will be paid automatically
  • Get notified on your registered mobile number and email for your every transaction
  • With Expense Analysis feature, you can track the spending history of your ICICI Credit Card
  • Bill desk service is available 24x7, which allows you to pay your ICICI Credit Card bill with any device.
  • Get 24x7 customer support and solve your query regarding bill desk service.?

Who can pay through ICICI Credit Card Bill Desk

  • All non-individual customers
  • Trusts and Corporates
  • Small business enterprises and companies
  • Non-Agency Banks
  • Government and Private Institutions
  • Private Firms and MNC Companies
  • Government and Private organizations
  • Sole Proprietors
  • Public Sector Undertakings

ICICI Credit Card Payment Bill Desk Online

  • Visit the site https://www.billdesk.in/bpay/customerops/online_register_vbpsi.jsp
  • Enter your credit card number and retype the same on the required box
  • Enter your valid email id and mobile number
  • Agree with the Terms and Conditions
  • Review your entered details for any error and click on Submit
  • Confirm your payment amount and your account will be debited instantly
  • Now you will receive an online transaction confirmation and a Transaction Reference Number.

ICICI Credit Card PIN Generation

All the ICICI Credit Cards should have a valid 4 digit PIN to use the same at merchant terminals, for conducting online transactions, ATMs and so on.

After applying for a new ICICI Credit Card, the bank will dispatch the card and PIN separately to your registered mailing address. After you receive your ICICI credit card, the given PIN should be changed within 7 working days.

If the ICICI credit card customers have not received the PIN within a span of 7 – 10 working days, then one can use any of the below-mentioned methods to generate PIN yourself.

Ways to generate ICICI Credit Card PIN

ICICI Bank offers 4 different ways to generate PIN for credit card and they are:

  • Visiting ICICI Bank ATM
  • Using ICICI Bank internet banking
  • Calling ICICI customer care
  • ICICI iMobile App

Generate ICICI Credit Card PIN by visiting the ATM

Follow the below-mentioned steps to generate ICICI Credit Card PIN

  • First, visit the nearest ICICI Bank’s ATM along with your credit card
  • Insert your card in the machine and choose the language of your preference.?
  • Now, select the ‘Create PIN using OTP’ option.?
  • After you choose the option, a One Time Password or OTP will be sent to your registered mobile number.?
  • Now proceed further and enter the OTP on the ATM screen.
  • Enter the 4 digit PIN of your choice as password
  • Re-type the PIN again and click on ‘Submit’ button.?

Once the OTP is verified, the PIN will be changed successfully and you will get a message on the screen in the ATM stating the successful changing of PIN and the same message will also be sent to your registered mobile number.?

Generate ICICI Credit Card PIN using ICICI Bank Internet Banking

If the cardholder is an existing ICICI’s customer with the internet banking access to your account, you can link your new credit card to the account and use the same account to generate a new PIN for your credit card.

If in case, you are a new customer, then you can create an internet banking account using the ICICI credit card details.

After you secure internet banking access for your credit card, follow the below-mentioned instructions to generate the PIN.

  • First, log in to the ICICI net banking account.
  • Now click on the ‘My Accounts’ option.
  • Proceed further and select ‘Credit cards’
  • Click on ‘Generate Credit Card PIN Online’
  • Now, the ICICI Bank will send an OTP to your registered mobile number.
  • Now enter the OTP and click on the ‘Continue’ option.
  • Enter the 4 – digit credit card PIN of your choice.
  • Again re-enter the PIN and click on the ‘Submit’ button.

The ICICI Bank will send a notification stating the successful change of PIN for your respective credit card.

ICICI Credit Card Coral

The ICICI Credit Coral Card has unique qualities and is powered by most of the exclusive lifestyle privileges designed specifically after taking into consideration the latest trends of credit card users.?

The ICICI Credit Card Coral has Coral American Express, Coral Master/Visa Card and Coral Contactless Card.?

Benefits of ICICI Credit Card Coral

  • Enjoy a host of benefits which ranges from travel, shopping, dining and entertainment around the year with this card.?
  • Get complimentary access to select airport lounges in India.
  • Get complimentary domestic railway lounge visit per every quarter.?
  • Earn reward points on online spends.?
  • Save on dining bills at over 2500 + selected restaurants across the country through the Culinary Treats Programme

ICICI Credit Card Banking

It is the platform where you can manage your credit card in easy and smart way. Make your day to day needs more convenient and secure. Get notified for your credit card dues and pay instantly. Get 24x7 customer support for your credit card issues or complaints. Manage your reward points and redeem them, no matter where you are.

So what are you waiting for?

Scroll down and know all the benefits of ICICI Credit Card Banking Services

Benefits of ICICI Credit Card Banking

  • Track all your transactions in one platform
  • Get access to your account 24x7
  • Manage and view cash and credit limits, billed and unbilled transactions, due dates, reward points
  • Get unique and convenient services such as pay bills, register a new card, hotlist lost card, register for autopay, change ATM PIN, request email statement, etc
  • Get unique features such as Cash on Call and Dial an EMI
  • Increase your credit card limit and upgrade your card
  • Pay all your dues or transfer money through NEFT, RTGS or IMPS
  • Pay utility bills or recharge your mobile through easy Billpay service
  • Shop online for fashion, food, travel and entertainment without cash or Debit / Credit Card with EazyPay

Types of ICICI Credit Card Banking

  • Internet Banking
  • Mobile Banking
  • Insta Banking
  • ATM Banking

How to Register for ICICI Credit Card Banking?

  • Go to the official webportal of ICICI Credit Card
  • Click on New User, which is located on the right bar of the page.
  • On the next page, click on I want my User Id
  • Click on Proceed and enter your credit card details
  • Click on Go and authorize your transaction
  • Now you will get your User Id on your registered mobile number
  • On the next page, click on Generate Now
  • On the next page of Generate Password Online, click on Click here to Proceed
  • Provide your registered email id and mobile number to generate OTP.
  • Enter the OTP on the required box and click on Proceed.
  • On the next page, congratulations message will appear.

ICICI Credit Card NET Banking

Online banking is an easy way to do banking in the privacy of your home or workplace. Avoid queue or pause, and use the quick and safe Internet banking service for unparalleled online banking functionality provided by ICICI Bank. Online Banking provides more than 300 tools and facilities that allow you real-time exposure to your account. You can send and receive payments to ICICI Bank Accounts and Non-ICICI Bank Accounts, open Fixed and Recurring Deposits, view account data, request a cheque book and many more when you're active in net banking services. Presenting different functionality on the dashboard allows the life smoother and more comfortable.

View your account, my shortcuts, assets, liabilities, loans, credit cards, calendar, partnership manager, savings, etc. on the ICICI Net Banking dashboard. Internet Banking provides you with the simplicity and flexibility of banking in an environment that you are most confident with. You can check balances and transactions, transfer money, pay expenses create fixed and recurring deposits, and more. With Online Banking, you can pay your bills without needing to stand in line for hours. Choose any payment method, manage your billers, and even choose quick pay. Now, schedule your bill pay reminders and never fail to pay on deadline.

Features of ICICI Credit Card Net Banking

As we all know ICICI Credit Card Net Banking comes with tons of online features let's know what are they:

  • You can get all your account details and information along with online payment and transfer options.
  • A drag and drop personalized dashboard is waiting for you where you can set up your homepage as you want. Along with this you can also manage and customize your profile for a better viewing experience.
  • For all customers with specific features, there's a simple and easily differentiated user interface.
  • Witness a safe and standardized transaction method without a password for a transaction. On the same tab, all authentication conditions are present which further restricts the steps rendering the verification phase fast and simple.
  • Make your all transactions more secure as you are secured with the enhanced security, as an extra added feature you can set your own transaction limit and more. This will give you a convenient and comfortable way of transaction.
  • No matter it's your credit card bill or other service bills like gas bill, mobile bill, internet bill and others, you can pay all the dues by your online banking account on your credit card. You can pick from all of ICICI's net banking facility's bill payment methods, like managing billers and instant pay option, which will enable you to add all your billers in an easy method, schedule payment alerts, and enroll for auto-debit service.

Best ICICI Credit Card

ICICI Bank offers a range of credit cards that meet applicants requirements and eligibility. ICICI was the first to introduce contactless credit cards which are best suited for shopping, entertainment, travel, dining and much more. Applicants who want to pick best ICICI Credit Card from the best-listed cards that one of the best credit cards by ICICI.

ICICI Credit Card Login

In today’s busy world individuals must maintain and manage the credit card. The ICICI net banking facility makes it easy and convenient for users to get all the information at the go instantly. The list of the services includes cash limit on the credit card, information related to credit, the due date of payment, enhancement of credit limit, monthly statement,?latest payment methods, EMI Facility, Manage your reward points, Manage your statement and bills, Get all updates and offers on your credit card which are specially designed for you. Access all the features and get minimum interest rates on your credit card with flexible repayment option. No matter where you are just with your ICICI NetBanking Id and Password you can explore the world of benefits and offers anytime anywhere. Scroll down and get to know the benefits of ICICI Credit Card Login and how to use it.

Login for your ICICI Credit Card and grab the benefits

  • Get access to Billpay service
  • Make your payments online
  • Check your account details
  • Check your credit card score
  • Get access to use Internet Banking
  • Get access to Bill Consolidation
  • Get 24x7 customer service
  • Check your credit card status
  • Get access to track your lost or stolen credit card
  • Make your mobile or DTH recharge
  • Get access to credit card visa transfer feature
  • Manage your scheduled bills
  • You can check your bill payment history.
  • You can add new billers according to their location
  • You can view/download your credit card statement
  • Make enquiry of your transaction status
  • Get access to see your transaction limits and charges
  • Get notification about your next credit card payment date.
  • Applicants can make a secure login with face and touch id.
  • View and manage your reward points
  • Get all personalized alerts and reminders
  • Download PDF statement of your last 6 months spending history
  • Get notified on purchase and spends
  • View your recent transactions 24x7
  • Stay updated with your reward points balance
  • Now just tap on an eligible transaction on your statement for the option to use your Membership Rewards points to pay
  • Get to know about your nearest Airport Lounge instantly
  • Personalize notifications for purchases, weekly balance, credit limit and more
  • Go paperless and enjoy the download of PDF statements of all your transactions
  • Easily change your ATM PIN
  • Get access to special services like Cash on call, Dial on EMI
  • Get 100% online security on your card
  • Get access to credit card hotlisting
  • Manage your international travel details
  • Apply for a loan instantly
  • Increase your credit limit and also upgrade your credit card.

How to Login

For existing user

  • Go to the official site of ICICI Credit Card.
  • Click on Login, which is located on the top bar of the page
  • Enter your User Id and Password
  • Click on Login and explore

For New User

  • Go to the official site of ICICI Credit Card
  • Click on New User, which is located in the top bar of the page.
  • Now click on I want mu User Id, to generate your user Id.
  • After your User Id is generated, click on I want my Password to generate your password
  • Provide your registered email id and mobile number to generate OTP.
  • Enter the OTP on the required box and click on Proceed.
  • On the next page, congratulations message will appear.
  • Now click on Login, enter your User Id and Password and explore

ICICI Credit Card Tracking

Applicants who have applied for ICICI Credit Card can check the application status of their credit card through below given process

Details Required to Check ICICI Credit Card Status

  • Application Number
  • Registered Mobile Number
  • Date of Birth as per Aadhar Card
  • OTP which is generated after completing the process

Online Process to Check ICICI Credit Card Status

The applicant can track the status of their credit card either via Application Number or Date of Birth

Track ICICI Credit Card Status via Application Number

  • Visit the site loan.icicibank.com
  • Click on TRACK MY APPLICATION, which is located on the right side of the page
  • Enter your registered mobile number and application number
  • Enter your Date of Birth as per your Aadhar Card and click on Continue
  • On the next page, you can see the status of your credit card

Track ICICI Credit Card Status via Date of Birth

  • Visit the site loan.icicibank.com
  • Click on TRACK MY APPLICATION, which is located on the right side of the page
  • Enter your registered mobile number and date of birth as per your Aadhar Card
  • Enter the OTP which you will receive within 5 minutes
  • Click on continue and you will be redirected to the next page where you can see the status of your credit card

Offline Process to Check ICICI Credit Card Status

Apart from the online process applicants can also go through offline process to check their credit card status. Below given process is to track ICICI Credit Card status via offline

  • Call on the tollfree number:1800 102 4242, this number is available between 9 am to 6 pm from Monday to Friday
  • Apart from this, applicant can also go to the nearest ICICI Bank with the application number to check the status of their applied credit card

Status Details of ICICI Credit Card

  • In-progress: When the application is still in process, you will get the status as ‘In progress’.
  • On-hold: You will receive ‘On-hold’ status if you have submitted any incomplete documentation or details.
  • Approved: You will find the ‘Approved’ status, once your application has been approved. You will receive your card to the address mentioned in the application form.
  • Dispatched: Once your card is dispatched, Dispatched status show on the screen. It will take 2-3 business days to deliver your card at your doorstep.
  • Disapproved: A ‘Disapproved’ status displayed when your application has been rejected. This happens when you cannot meet the eligibility criteria of the credit card.
  • No records found: If you enter any incorrect details, the screen will display ‘No records found’ status. Re-enter the correct details to get the status complete status.

ICICI Credit Card Loan

The users of ICICI Credit Card can apply for a personal loan on credit card and the same is available for selected ICICI Credit Card customers based on spending patterns, transactions and payment history.Features of ICICI Credit Card Loan

Features of ICICI Credit Card Loan

  • Get a personal loan amount of up to Rs 10 lakhs
  • Minimum documentation is required.
  • Attractive interest rates
  • Get a flexible tenure of up to 60 months
  • Guarantor not required
  • Post-dated cheques are not required

Eligibility for ICICI Credit Card Loan

  • Customers who have a good track record of credit card spends can avail the loan.
  • Good payment history by the ICICI credit card holders cFeatures of ICICI Credit Card Loanan also apply.
  • The eligibility for a personal loan on credit card will be based on internal policies set by the bank and the same is subject to revision from time to time.

Modes of Fund Transfer

  • The loan amount sanctioned by the bank will be transferred to the savings account of the ICICI Bank.
  • If in case, the cardholder does not have an ICICI Bank savings account then the approved loan amount will be transferred via NEFT or Demand Draft

How to apply for ICICI Credit Card Loan

To apply for the same you can go through the below given online and offline process.

Online Process

  • Visit to ICICI Credit Card website and click on "Credit Cards"
  • Now go to the "Personal Loan on Credit Card" page and click on "Apply Now"
  • Now login to Internet Banking Account with your id and password
  • Go to the credit card section and click on "Personal Loan on Credit Card"
  • Fill all the required details and submit

Offline Process

Apart from the online process, you can also go through the offline process to apply for "Personal Loan on Credit". Follow the below-given steps for the same.

Via SMS:

SMS CASHIN WP to 5676766

Via Customer Care:

Kindly call on 1860 120 7777

Note: Transfer of funds to customer's accounts typically takes 3-4 working days. If the customer chooses for a demand draft, the same can take up to 11 working days to receive the application.

ICICI Credit Card IFSC Code

ICICI Credit Card IFSC Code is an alphanumeric 11-digit key used by NEFT to pay the pending credit card bills via online banking. Applicant can do this by adding the credit card as a beneficiary.

ICICI Credit Card IFSC Code is ICIC0000103

The first four characters ICIC reflects the bank's name and the fifth character zero is kept aside for potential use.

The last 6-digits usually signifies the division of the bank that supports the payment of credit card bills

Ideally this card is same for all credit cardholders.

Benefits of ICICI Credit Card IFSC Code

  • This code is the primary source to pay an outstanding credit card bill
  • This cold is useful for the applicants to pay bills in a convenient manner from anywhere in the world
  • This code is useful to make secure payments without any risk
  • This code is useful for those who don't have savings account with the credit card holding bank.

How to know ICICI Credit Card IFSC Code?

To know about ICICI Credit Card IFSC Code, an applicant have to go through easy and simple process. This code can be found online on various websites. An applicant can also directly contact to the bank for the same. Using correct IFSC Code is very essential in order to avoid any kind of troubles. The card will first have to be enrolled as a beneficiary to receive payment from any bank account, in order to allow ICICI Credit Card bill payment via NEFT. Apart from the account number, the 16-digit card number is used and the name as on the card is used as the name of the account holder.

Process to pay credit card bill using IFSC Code

Credit cardholders who do not have ICICI Bank saving account can pay their credit card bills through NEFT using IFSC Code. Go through the below process to make the payment complete

Log in to the ICICI Bank Netbanking with your Username and Password

Register your credit card as a beneficiary

Make the payment using NEFT to the credit card

Enter the branch details that are listed below to make your payment complete

Bank: ICICI Bank

Branch: Enter your branch name

IFSC Code: Enter the IFSC Code as per your branch

Address- Enter Address of your branch

City- Enter the name of your city of your branch

State: Enter your state name

ICICI Credit Card Offers

Shop with your Hdfc Credit Card and get amazing deals and exclusive offers. If you are an Internet Banking or Mobile Banking user you can get offers from numerous brands and also you will get an advantage on the deals and online offers. Scroll down and get in touch with all the offers.

BQ Blue Offer

  • Get 20% cashback on BQ BLUE 12 and 24-month subscription plans worth Rs 2,999 and Rs 4,999
  • The offer is applicable on internet banking and credit cards
  • Use the promo code- BQICICI20
  • The cashback will be initiated within 10 days of the transaction
  • Offer is valid till May 31, 2020

Anytime Fitness

  • Get 15% off on annual and half-yearly membership at Anytime Fitness
  • The offer is valid on ICICI Bank Credit Cards
  • The offer is valid till 31 January 2021

Hype?

  • Get Rs 4000 off on luxury car rental by using the coupon code?HYCI2J4
  • Get?Rs 6000 off on luxury car rental and Hype Platinum membership (worth 1.6 lacs) after your first ride, Coupon Code-?HYCI6QC
  • Offer is valid till- 31 December 2020

ZEE5 Subscription

  • With ICICI Credit Cards get 25% off on ZEE5 subscription plan
  • Offer is valid till November 30, 2020

1mg Offer

  • Get 22% off + 5% 1mg cash up to Rs 100 on prescription medicines
  • Get 40% off up to Rs 3,200 + 10% 1mg cash up to Rs 800
  • No minimum transaction amount required to avail the offer
  • Apply Coupon Code- ICICIG101
  • Offer is valid till April 30, 2020

Gaana Offer

  • Get 12 months Gaana plus subscription only at Rs 399 plus additional 3 months totally free
  • Apply Code- DISICICIGAANA15
  • Offer is valid till 30 June 2020

Taj Experience Gift Card

  • Use ICICI Credit Card and get 10% discount on Taj Experiences Gift Card or e-Gift Card
  • Use the Promo Code- ICICIBANK
  • Offer is valid till 30 June 2020

Kalki Fashion Offer

  • Get up to Rs 2500 off on online shopping at Kalki Fashion
  • Get 15% off on purchases made above INR15,000 (maximum discount of INR 2,500)
  • Coupon Code- ICKALKI15
  • Offer valid till- August 31, 2020

Quick Heal Internet Security Offer

  • Get 40% off on Quick Heal Internet Security for 1 user for 1 year on MRP and get free Quick Heal Mobile Antivirus for Android for 1 user with 1-year validity on purchase.
  • Get 40% off on Quick Heal Total Security for Android for 1 user for 1-year on MRP.
  • Get 20% off on Quick Heal Home Security with 1-year validity on MRP with extra 1-year free subscription.
  • Offer valid period- September 05, 2019 to September 04, 2020

Four Fountains De-Stress Spa Offer

  • Pay with your ICICI Credit Card at Four Fountains De-Stress Spa and get up to 20% cashback
  • Coupon Code- SPA20
  • Offer is not applicable on ICICI Bank Business, Commercial and Corporate Credit Cards.
  • Offer valid period- November 1, 2019 to October 31, 2020

Taj Offer

  • Get 10% off on Taj Experiences Gift Card or e-Gift Card using your ICICI Bank Credit Card
  • Offer valid period- Nov 15, 2019 to May 31, 2020.

Kalki Fashion

  • Get up to Rs 2,500 off on online shopping at Kalki Fashion
  • Spend a minimum of Rs 15000 to avail the offer
  • Get a maximum discount of Rs 2500
  • Promo Code- ICKALKI15
  • Offer valid till- August 31, 2020

QuickBooks Discount Offer

  • Get 40% discount on Rs 4,999 QuickBooks Online Plus’s 12-month subscription
  • Pay using ICICI Internet Banking or Credit Card to avail the offer
  • Offer is valid till- July 31, 2020

Prompt ERP Offer

  • Spent a minimum of Rs 5000 and get a cashback of 15% on transacting through the Alliance Partner’s below products/services:
  • Starter Plan - PROMPT RX
  • Growth Plan - PROMPT PHARMAEXCEL
  • Enterprise Plan - PROMPT ENTERPRISE
  • Offer valid for 1 year.
  • Offer is valid till- August 31, 2020

Zoomin Offer

  • Get a 5.5" Photobook worth Rs. 299 on zoomin.com
  • Get 32% off on purchase of all products listed on Zoomin website www.zoomin.com or on mobile app
  • Get free 5.5” Softcover Photobook of 20 pages worth Rs 279
  • Get 32% off on purchase of the Alliance Partner’s products/services on Zoomin website/app.
  • Promo Code- ICICI32
  • Offer is valid till- Decemeber 31, 2020

Eros Now Offer

  • Get 40% off on the EROS Now Premium Annual Subscription Plan
  • Promo Code- ENICICI
  • Offer is valid till- August 31, 2020

QuickBooks Offer

  • Get 50% discount on Rs 8,000 QuickBooks Online Plus’s 12-month subscription.
  • Offer is valid till- July 31, 2020

SeleQtions Hotels Offer

  • Get up to 20% off on breakfast and special experience at SeleQtions Hotels using ICICI Bank Credit Card
  • Offer is valid till June 30, 2020

ICICI Credit Card Customer Care

Call on the below-given toll-free number to solve your any credit card related query.

Within India-?1860 120 7777, 1800 103 8181, 1860 120 6699

For customers calling from outside India, can give a call to?+91-40-7140 3333 or?+91-22-3344 6699

Apart from this, you can send an email to solve your credit card related query. Kindly send a mail to the below-given mail address:

Customer.care@icicibank.com??

FAQs

Q: Can I use my credit card for international transactions?

A: All the credit cards issued by ICICI Bank are active for international transactions. If you are not able to use your card for international transactions, you may call the customer care from your registered mobile number to activate your credit card for international transaction purpose.

Q: How to place a request for Balance Transfer on credit card?

A: Balance Transfer facility is based on the type of credit card and also the availability of offers on your credit card. To know more information you have to call customer care from your registered mobile number.

Q: Can I change my mailing address from office to home address?

A: Yes, you can change your credit card mailing address from office address to home address by contacting customer care through e-KYC.

Q: How does the Contactless Credit Card work?

A: Contactless Credit Card has a chip and a radio frequency antenna embedded. When the Contactless Credit Card is tapped against terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it. Account details are communicated to the reader and then processed through the acceptance network in the usual way.

Q: Is the Contactless Credit Card more secure?

A: The ICICI Bank Contactless Card never leaves the customer’s hand when a payment is made, there is no chance for a fraudulent transaction, so he/she is always in control. This gives added security to the card.

Q: How to track my ICICI credit card status?

A: If you have applied for a credit card through a bank website then you can track the status by entering information such as your application Id, Mobile number, PAN and Date of Birth.

If you have applied for a credit card through the branch or any other channels, you can check the status of the application by visiting the respective branch.

Q: What is 3D Secure PIN in ICICI bank?

A: 3D Secure Code is a service offered by ICICI Bank in partnership with MasterCard. This service provides a way to PIN-protect your card usage on the Internet. Your 3D Secure PIN must be 6 digits in length and contain only numbers. Simply register your card and choose a 3D Secure PIN. This 3D Secure PIN will be required whenever you use your card to make Internet purchases from participating merchants.

Q: How to generate 3D secure PIN for my credit card?

A: Steps for registration of credit card for 3D Secure PIN:

1. Visit the bank website

2. Select>>> Products

3. Click on >>>Cards

4. Select>>>Credit card option

5. Click on >>>3D secure registration and OTP generation

6. Click on >>>Register for Verified by Visa / Mastercard SecureCode

7. You will get an option to create your Personal Assurance Message (PAM).

You will be asked to create a 6-digit numeric PIN. Once you enter the 6-digit numeric PIN of your choice, it becomes your 3D Secure PIN.

Q: How can I download my ICICI credit card statement?

A: You can download your credit card statement through Internet banking and iMobile app.

Internet banking:

Login to your Internet Banking Account > My Accounts > Credit Cards > Service request > Credit card statement request- E-mail > Choose the date from which date you required.

iMobile app:

Login to iMobile > Click on Select Credit Card Number> Click on Card Number > Click on More options > Select the Last/past Statement > Choose the Statement date and View/Send e-mail.

Q: To whom do the add-on credit card will be given?

A: Add-on card can be given only to immediate blood relatives of the Primary Card Holder. The bank will provide up to 4 add-on cards.

Get Instant News Updates
Enable
x
Notification Settings X
Time Settings
Done
Clear Notification X
Do you want to clear all the notifications from your inbox?
Settings X
We use cookies to ensure that we give you the best experience on our website. This includes cookies from third party social media websites and ad networks. Such third party cookies may track your use on Goodreturns sites for better rendering. Our partners use cookies to ensure we show you advertising that is relevant to you. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on Goodreturns website. However, you can change your cookie settings at any time. Learn more
天天躁夜夜躁狠狠,99re6热这里在线精品视频,色播亚洲视频在线观看