Home  »  Banking  »  Bank FD Interest Rates

Fixed Deposit (FD) Interest Rates

Fixed Deposit, also called Term Deposit is an investment where the interest rate is guaranteed not to change for the nominated term, so you know exactly what your investment is worth. A fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good earning through it then fixed deposit is the way to go.

Comparison of Bank Fixed Deposit Interest Rates

60 Results found
Bank Name Maturity Period Deposit Amount Interest Rate
General Senior Citizen
Deutsche Bank Above 1 year to 1.5 years Less than Rs. 1 cr 8.00 -
Bandhan Bank Above 18 months to less than 2 years Less than Rs. 1 cr 7.65 8.15
The Ratnakar Bank 24 month to less than 36 month Less than lakh to Rs. 1 cr 7.50 8.24
Punjab & Maharashtra Co-operative Bank 37 months to 60 months Less than Rs. 25 lakh 7.25 -
Standard Chartered Bank 376 days to 390 day Rs. 4 cr to Less than 5 cr 7.25 -
Bassein Catholic Co-operative Bank Above 18 Months to 60 Months Less than Rs. 15 lakh 7.25 -
Abu Dhabi Commercial Bank 2 years & above to 1233 days Less than Rs. 1 cr 7.25 -
Indus Ind Bank 3 years to below 61 months Less than Rs. 1 cr 7.15 -
Zoroastrian Co-operative Bank Above 2 years upto 3 years Less than Rs. 15 lakh 7.00 7.50
DCB Bank 18 months to less than 36 months Less than Rs. 1 cr 7.00 -
Karur Vysya Bank 2 years to less than 3 years Less than Rs. 2 cr 7.00 7.50
Lakshmi Vilas Bank 1001 days to 10 years Less than Rs. 1 cr 7.00 -
Axis Bank 17 months to less than 18 months Less than Rs. 1 cr 7.00 -
Tamilnad Mercantile Bank Above 1 year to less than 20 months 20 days Less than Rs. 15 lakh 7.00 7.50
Yes Bank 6 months to less than 9 months Less than Rs. 1cr 7.00 7.50
Dhanalakshmi Bank Above 1 upto and inclusive of 2 years Less than Rs. 2 cr 6.90 7.40
South Indian Bank 1 year to less than 2 years Less than Rs. 2 cr 6.80 -
Vijaya Bank 2 years Less than Rs. 1 cr 6.80 -
Abhyudaya Co-operative Bank Above 36 months upto 120 months Less than Rs. 1 cr 6.75 -
Shamrao Vithal Co-operative Bank Above 60 months to 120 months Less than Rs. 1 cr 6.75 6.90
Catholic Syrian Bank 3 years Less than Rs. 1 cr 6.75 -
Bombay Mercantile Co-operative Bank 1 year Less than Rs. 1cr 6.75 -
City Union Bank (CUB) 1 year Less than Rs. 2 cr 6.60 -
J&K Bank 2 years to less than 3 years Less than Rs. 1 cr 6.50 -
Small Industries Development Bank of India 37 months to 60 months Rs. 50 cr and above 6.50 7.00
Kapole Co-operative Bank 46 days to 90 days Less than Rs. 15 lakh 6.50 6.50
Saraswat Co-operative Bank 1 year Less than Rs. 1 cr 6.50 -
Nainital Bank 270 days and above but below 1 year Less than Rs. 2 crore 6.45 6.95
Bandhan Co-operative Bank 5 years to less than 7 years Less than Rs. 1 cr 6.40 6.90
Janakalyan Sahakari Bank 3 years to less than 5 years Less than Rs. 1 cr 6.25 -
Andhra Bank Above 5 years to 10 years Above Rs. 50 cr to less than Rs. 100 cr 6.25 -
United Bank of India 1 years to less than 2 years Less than Rs. 2 cr 6.25 6.75
Indian Overseas Bank 5 years and above Upto Rs. 1 cr 6.10 -
ICICI Bank 5 years 1 day upto 10 years Less than Rs. 2 cr 6.00 -
Bank of Maharashtra 365 Days Less than Rs. 1 cr 6.00 -
HDFC Bank 5 years 1 day to 10 years Less than Rs. 2 cr 6.00 6.50
Punjab and Sind Bank PSB Fixed Deposit Tax Saver Scheme Upto Rs. 1 lakh 5.85 6.35
IDBI Bank Above 5 years to 7 years less than Rs. 1cr 5.80 -
Indian Bank Above 1 year to less than 2 years Rs. 1 cr to 5 crs 5.75 -
Union Bank of India Above 14 Month to 3 years Less than Rs. 1 cr 5.75 -
Central Bank of India 3 year to less than 5 years Less than Rs. 2cr 5.70 -
Dena Bank 365 days Less than Rs. 1cr 5.70 -
Syndicate Bank Above 2 to less than 5 yrs Rs. 2 cr to Less than Rs. 5cr 5.70 -
State Bank of India (SBI) 1 year to less than 2 year Less than Rs. 2 cr 5.70 6.20
Thane Janata Sahakari Bank 7 days to 14 days Upto Rs. 15 lakh 5.25 -
Allahabad Bank 92 days to 120 days Rs. 5 cr to less than Rs. 10 cr 5.15 -
Citi Bank 15 days to 25 days Rs 5 cr less than 10 cr 5.00 -
HSBC 366 days to 399 days Less than Rs. 1cr 5.00 -
Oriental Bank of Commerce 31 days to 45 days Less than Rs. 1 cr 5.00 -
Canara Bank 121 days to 179 days Less than Rs. 2 cr 5.00 -
Corporation Bank 91 days to 120 days Less than Rs. 2 cr 5.00 -
Bank of India 121 days to 179 days Rs. 1 cr and above to less than Rs. 10 cr 4.90 -
Federal Bank 15 days to 29 days Less than Rs. 2 cr 4.50 -
Kotak Bank 121 days to 179 days Rs. 10 cr and above to Less than Rs. 25 cr 4.50 -
Bank of Baroda 240 days to 270 days Above Rs. 100 cr 4.25 -
Bharat Co-operative Bank 7 days to 29 days 15 lakh and above Less than Rs. 1 cr 4.00 4.00
Royal Bank of Scotland 5 years Less than Rs. 1 cr 4.00 -
UCO Bank 7 days to 14 days less than Rs. 2 cr 4.00 -
Punjab National Bank 15 days to 29 days Rs. 1 cr to Rs. 10 cr 3.60 -
Karnataka Bank 91 days to 179 days Above Rs. 1 cr and upto 2 crs - 6.50

Why Bank FD Interest Rate Varies From Bank to Bank?

There are different kind of banks that are available in India, like public sector or nationalized banks, Indian private sector banks, foreign banks and cooperative banks.

Each category of banks have different interest rates and every bank have their own set of interest rate and it varies from bank to bank.

Banks are free to set their own interest rates, according to their own asset liability match. Banks therefore will hike deposit interest rates, if they need additional deposits. On the other hand they will reduce the interest rates, when they are not in need. They can also borrow from the RBI.

Why compare bank interest rates?

These days you can book a fixed deposit online, which means you do not have to bother to go to the nearest branch. What this means you can compare bank interest rates and book an FD online that offers the best or the highest interest rates. This makes comparison of interest rates imperative. We have given the below interest rates of all of the banks, which will help to compare interest rates on bank deposits and than invest. We urge readers to take a look before investing.

TDS on Bank Fixed Deposit Interest?

Remember, that Bank FDs attract a TDS, if the interest amount is over Rs 10,000. Therefore, it is imperative that you plan your FDs accordingly. You can submit tax saving form 15g or 15h, if you do not want tax to be deducted by the bank on the interest income of the fixed deposits.

Should you only look at Bank Fixed Deposit interest rates?

Bank deposits are relatively secure, unless you go for the smaller cooperative banks, some of which may not be very secure. So, you would probably only need to compare interest rates. There is no rating that is given to bank deposits, as they are more or less secure deposits. You can opt for both private and public sector banks, though the interest rates on these bank deposits hardly vary between these banks.

?

Public Sector / Nationalized Banks
Indian Private Sector Banks
Foreign Banks
Cooperative Banks
Get Instant News Updates
Enable
x
Notification Settings X
Time Settings
Done
Clear Notification X
Do you want to clear all the notifications from your inbox?
Settings X
We use cookies to ensure that we give you the best experience on our website. This includes cookies from third party social media websites and ad networks. Such third party cookies may track your use on Goodreturns sites for better rendering. Our partners use cookies to ensure we show you advertising that is relevant to you. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on Goodreturns website. However, you can change your cookie settings at any time. Learn more
天天躁夜夜躁狠狠,99re6热这里在线精品视频,色播亚洲视频在线观看